Baccarat, a very popular casino game, has three different variants in land-based casinos. The online version is based on only one of them.
The veartiant that is used as the basis for online baccarat is called Punto Banco. Punto means the players and Banco means the bankers. It’s very popular in Nevada and other American casinos. Both the player’s hand and the banker’s hand is played by the casino, the wagerers don’t have any influence other than choosing the banker, player or tie bet. Since there are no interactions between wagerers, this variant was easily adapted into an online casino game.
Chemin de Fer is another very popular version, which was even shown in James Bond movies. Wagerers play against each other by taking the role of the banker and the player, which happens according to very specific rules. The casino only facilitates the game and takes a rake. It’s impossible to play this variant of baccarat online because players take turns holding the bank.
In the third version, called Baccarat Banque, wagerers play against the house. There’s a banker position and two player positions. The casino usually plays the bankers part, and the two players are actual players. Bankers can’t exercise any option while players can opt for the 3rd card. This variant is also very hard to adapt for online casinos.